CALCULATORS • INVESTMENT
Goal SIP Calculator
Start from the amount you need and get the monthly SIP.
Reverse-engineer dreams
Find the exact monthly amount needed to hit a future target.
ABOUT THIS CALCULATOR
What is the Goal SIP Calculator?
A Goal SIP Calculator is a reverse-planning tool. Instead of asking "what will my money grow into?", it asks "how much do I need to invest today to reach my target tomorrow?". Whether you are saving for a down payment, a world tour, or a luxury car, this tool gives you the exact monthly roadmap to get there.
Calculator Details
Adjust the values below to see your personalized results.
₹
₹1 L₹10 Cr
yr
1 yr30 yr
Per year, over the whole period
%
1%20%
₹
₹0₹5 Cr
Monthly SIP needed
₹21,520
Target amount₹50,00,000
Existing savings grow to₹0
Still to be built₹50,00,000
You will invest in total₹25,82,433
Tip: If the monthly figure looks steep, either give the goal more years or start with less and raise the SIP each year.
What this calculation assumes
- The SIP amount stays the same every month for the whole period.
- Money you have already saved is assumed to earn the same return as the SIP.
- The target is in today's rupees. If the goal is years away, add for price rises before you set it.
The result is an estimate to help you plan. Your bank, insurer or fund house will confirm the exact figures, and market-linked returns are never guaranteed.
Want this checked for your own case?
Send us your numbers and we will walk you through the options — there is no fee for the advice.