CALCULATORS • INVESTMENT

SIP Calculator

See what investing a fixed amount every month could build.

Harness compounding

See how small monthly habits build enormous long-term wealth.

ABOUT THIS CALCULATOR

What is the SIP Calculator?

A Systematic Investment Plan (SIP) is a smart financial strategy where you invest a fixed amount of money at regular intervals (usually monthly) in Mutual Funds. It brings financial discipline and harnesses the power of compounding to build massive long-term wealth, while protecting you from market volatility through Rupee Cost Averaging.

Monthly Investment

Set your comfortable monthly investment amount.

Expected Return

Choose a realistic expected annual return rate (usually 10-12%).

Investment Horizon

Select how many years you plan to keep investing.

Future Corpus

Visualize how your capital blossoms into a large future corpus.

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Calculator Details

Adjust the values below to see your personalized results.

₹
₹500₹5 L

Per year, over the whole period

%
1%20%
yr
1 yr40 yr

Value after the period

₹23,23,391
Total invested₹12,00,000
Estimated returns₹11,23,391
Instalments120 months

Tip: Mutual fund returns are not guaranteed. A longer period usually smooths out the ups and downs.

What this calculation assumes

  • The instalment goes in at the start of every month and stays the same throughout.
  • The return is assumed to be steady year after year. Real markets move up and down, so the actual value on any given day will differ.
  • Exit load, expense ratio and tax on gains are not deducted.

The result is an estimate to help you plan. Your bank, insurer or fund house will confirm the exact figures, and market-linked returns are never guaranteed.

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